Digital Bank La Rivoluzione Digitale Nel Sistema Bancario Strategie E Casi Di Successo Nel Mondo Book PDF, EPUB Download & Read Online Free

Digital Bank
Author: Chris Skinner
Publisher: Gius.Laterza & Figli Spa
ISBN: 8858120841
Pages: 336
Year: 2015-06-03T00:00:00+02:00
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Il problema cruciale delle odierne banche commerciali è che non catturano efficacemente i ricavi attraverso i dispositivi mobili, il web, i tablet e altri canali, come fanno invece quasi tutti gli altri settori. Se vogliono sopravvivere, le banche devono aggiornarsi radicalmente. A quelle che si sentono incerte sul futuro e a quelle impegnate a cambiare, questo libro fornisce una mappa per orientarsi, per riprogettare servizi e procedure, per costruire nuove dinamiche di relazione con il cliente sulla base delle tecnologie odierne. Come tenere il passo della domanda dei clienti nel momento in cui utilizzano tecnologia mobile e tablet? Quali servizi nuovi offrire? Come proteggere le banche dagli attacchi informatici? Sono necessarie nuove, diverse filiali? Che tipo di personale assumere in una banca digitale? Il volume include non solo una estesa panoramica sulla rivoluzione digitale nel sistema bancario, ma anche un'analisi approfondita delle attività di banche emergenti come Barclays nel Regno Unito e mBank in Polonia, di nuove start-up come Metro Bank, di modelli di rottura come FIDOR Bank in Germania e un'introduzione agli ultimi modelli di finanza, come Zopa e Bitcoin. «Skinner è noto nel settore per le sue acute osservazioni su come la tecnologia sta cambiando il modello di business nel settore bancario. È una lettura imperdibile per chiunque sia interessato al futuro dei servizi finanziari». Kenneth Cline direttore esecutivo di "BAI Banking Strategies" «Le banche sono impreparate, incapaci e lente. Se non sono in grado di gestire le informazioni – il nucleo del denaro – allora forse dovrebbero uscire dai giochi. Una lettura davvero illuminante per chiunque creda che le banche potrebbero tornare al vecchio sistema dopo la crisi finanziaria». Michael Mainelli professore emerito del Gresham College di Londra «Skinner è forse il primo autore a prendere il polso del settore dei servizi finanziari non solo dal punto di vista europeo o americano, ma da una prospettiva davvero globale. Emmanuel Daniel fondatore e direttore editoriale di "The Asian Banker" «Chris Skinner ha dato un contributo importantissimo al dibattito sul passaggio alle banche digitali. Raccomando caldamente questa lettura. Brett King, autore di Bank 2.0 e fondatore di Moven «Chris Skinner è un grande esperto, un commentatore e un blogger di tecnologia nella finanza. In questo libro riunisce le sue opinioni su come cambierà l'erogazione di servizi finanziari quando le banche realizzeranno il proprio 'futuro digitale'. Forte di tre decenni di esperienza nello sviluppo della tecnologia bancaria, ci fornisce una guida preziosa e illustrata con una serie di interessanti case study, grazie alla quale potremo orientarci fra i cambiamenti che ci aspettano in questo vitale settore in rapido movimento. Annie Shaw, commentatrice del "Daily Express" ed esperta di finanza per Radio London
Fintech Era. Digital Revolution in Financial Services
Author: Roberto Ferrari
Publisher:
ISBN: 8891752932
Pages: 164
Year: 2017
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Read: 1329

Bank 2.0
Author: Brett King
Publisher: Brett King
ISBN: 9814302074
Pages: 397
Year: 2010
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Read: 1323
The financial crisis is just beginning for retail institutions. Ninety to ninety-five per cent of bank transactions are executed electronically today. The Internet, ATMs, call centres and smartphones have become mainstream for customers. But banks still classify these as alternative channels and maintain an organisation structure where Branch dominates thinking. Continued technology innovations, Web 2.0, social networking, app phones and mobility are also stretching traditional banking models to the limit. BANK 2.0 reveals why customer behaviour is so rapidly changing, how branches will evolve, why cheques are disappearing, and why your mobile phone will replace your wallet all within the next 10 years.
Digital Bank: Strategies to launch or become a digital bank
Author: Chris Skinner
Publisher: Marshall Cavendish International Asia Pte Ltd
ISBN: 9814561800
Pages: 316
Year: 2014-05-15
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Digital Bank tracks the innovations in banking and how the mobile internet is changing the dynamics of consumer and corporate relationships with their banks. The implication is that banks must become digitised, and that is a challenge as becoming a Digital Bank demands new services focused upon 21st-century technologies. Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking. Chris Skinner is best known as an independent commentator on the financial markets through the Finanser (www.thefinanser.com) and Chair of the European networking forum The Financial Services Club, which he founded in 2004. He is the author of ten books covering everything from European regulations in banking through the credit crisis to the future of banking, and is a regular commentator on BBC News, Sky News and Bloomberg about banking issues. More can be discovered about Chris here: http://thefinanser.co.uk/fsclub/chris-skinner/
Big Bang Disruption
Author: Larry Downes, Paul Nunes
Publisher: Penguin
ISBN: 0698143388
Pages: 272
Year: 2014-01-07
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It used to take years or even decades for disruptive innovations to dethrone dominant products and services. But now any business can be devastated virtually overnight by something better and cheaper. How can executives protect themselves and harness the power of Big Bang Disruption? Just a few years ago, drivers happily spent more than $200 for a GPS unit. But as smartphones exploded in popularity, free navigation apps exceeded the performance of stand-alone devices. Eighteen months after the debut of the navigation apps, leading GPS manufacturers had lost 85 percent of their market value. Consumer electronics and computer makers have long struggled in a world of exponential technology improvements and short product life spans. But until recently, hotels, taxi services, doctors, and energy companies had little to fear from the information revolution. Those days are gone forever. Software-based products are replacing physical goods. And every service provider must compete with cloud-based tools that offer customers a better way to interact. Today, start-ups with minimal experience and no capital can unravel your strategy before you even begin to grasp what’s happening. Never mind the “innovator’s dilemma”—this is the innovator’s disaster. And it’s happening in nearly every industry. Worse, Big Bang Disruptors may not even see you as competition. They don’t share your approach to customer service, and they’re not sizing up your product line to offer better prices. You may simply be collateral damage in their efforts to win completely different markets. The good news is that any business can master the strategy of the start-ups. Larry Downes and Paul Nunes analyze the origins, economics, and anatomy of Big Bang Disruption. They identify four key stages of the new innovation life cycle, helping you spot potential disruptors in time. And they offer twelve rules for defending your markets, launching disruptors of your own, and getting out while there’s still time. Based on extensive research by the Accenture Institute for High Performance and in-depth interviews with entrepreneurs, investors, and executives from more than thirty industries, Big Bang Disruption will arm you with strategies and insights to thrive in this brave new world.
Fintech
Author: Richard Hayen
Publisher: Createspace Independent Publishing Platform
ISBN: 1540783774
Pages: 68
Year: 2016-12-02
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Did you know we're in the middle of a revolution? No, not the post-election fervor. We're in the middle of the FinTech revolution, and it's a big one. Everything that we know about the world of finance is changing before us. Innovation is constantly happening. This book is going to help you get up to speed on all of the change that's happened and the things that are important right now. This book is going to teach you about several things, including: The financial technology sector (FinTech) and its impact on traditional banking, on the global economy, and on the world at large. Cryptocurrencies such as bitcoin, blockchain technology, and why the two matter. (Pro-tip: They do. A lot.) Using robo-advisors to make sound investments. Peer-to-peer lending and the art of getting a good loan with a low interest rate without going through a bank. Crowdfunding projects to turn your idea into a beautiful reality. The state of FinTech and where it's headed. There are quite a few books out there on the topic, but there's one very simple reason that you should choose this one: I don't treat you like a kid, but I don't treat you like you've got a master's degree either. By the end of this book, I'll have taught you a lot of the important jargon in the world of FinTech, and you'll feel up-to-date and up-to-speed on everything there is to know about the current state of finance.
FinTech Innovation
Author: Paolo Sironi
Publisher: John Wiley & Sons
ISBN: 1119227194
Pages: 184
Year: 2016-07-19
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A survival guide for the FinTech era of banking FinTech Innovation examines the rise of financial technology and its growing impact on the global banking industry. Wealth managers are standing at the epicenter of a tectonic shift, as the balance of power between offering and demand undergoes a dramatic upheaval. Regulators are pushing toward a 'constrained offering' norm while private clients and independent advisors demand a more proactive role; practitioners need examine this banking evolution in detail to understand the mechanisms at work. This book presents analysis of the current shift and offers clear insight into what happens when established economic interests collide with social transformation. Business models are changing in profound ways, and the impact reaches further than many expect; the democratization of banking is revolutionizing the wealth management industry toward more efficient and client-centric advisory processes, and keeping pace with these changes has become a survival skill for financial advisors around the world. Social media, big data analytics and digital technology are disrupting the banking industry, which many have taken for granted as set in stone. This book shatters that assumption by illustrating the massive changes already underway, and provides thought leader insight into the changes yet to come. Examine the depth and breadth of financial technology Learn how regulations are driving changing business models Discover why investors may become the price-makers Understand the forces at work behind the rise of FinTech Information asymmetry has dominated the banking industry for centuries, keeping the bank/investor liability neatly aligned—but this is changing, and understanding and preparing for the repercussions must be a top priority for wealth managers everywhere. Financial Innovation shows you where the bar is being re-set and gives you the insight you need to keep up.
The Retail Revival
Author: Doug Stephens
Publisher: John Wiley & Sons
ISBN: 1118489675
Pages: 250
Year: 2013-03-11
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Traditional retail is becoming increasingly volatile and challenged as a business model. Brick-and-mortar has shifted to online, while online is shifting into pop-up storefronts. Virtual stores in subway platforms and airports are offering new levels of convenience for harried commuters. High Street and Main Street are becoming the stuff of nostalgia. The Big Box is losing ground to new models that attract consumers through their most-trusted assistant—the smartphone. What’s next? What’s the future for you—a retailer—who is witnessing a tsunami of change and not knowing if this means grasping ahold of new opportunity or being swept away? The Retail Revival answers these questions by looking into the not-so-distant retail past and by looking forward into a future that will continue to redefine retail and its enormous effect on society and our economies. Massive demographic and economic shifts, as well as historic levels of technological and media disruption, are turning this once predictable industry—where “average” was king—into a sea of turbulent change, leaving consumer behavior permanently altered. Doug Stephens, internationally renowned consumer futurist, examines the key seismic shifts in the market that have even companies like Walmart and Procter & Gamble scrambling to cope, and explores the current and future trends that will completely change the way we shop. The Retail Revival provides no-nonsense clarity on the realities of a completely new retail marketplace— realities that are driving many industry executives to despair. But the future need not be dark. Stephens offers hope and guidance for any businesses eager to capitalize on these historic shifts and thrive. Entertaining and thought-provoking, The Retail Revival makes sense of a brave new era of consumer behavior in which everything we thought we knew about retail is being completely reimagined. Praise for The Retail Revival “It doesn’t matter what type of retail you do—if you sell something, somewhere, you need to read Doug Stephens’ The Retail Revival. Packed with powerful insights on the changing retail environment and what good retailers should be thinking about now, The Retail Revival is easy to read, well-organized and provides essential food for thought.” — Gregg Saretsky, President and CEO, WestJet “This book captures in sharp detail the deep and unprecedented changes driving new consumer behaviors and values. More importantly, it offers clear guidance to brands and retailers seeking to adapt and evolve to meet entirely new market imperatives for success.” —John Gerzema, Author of Spend Shift and The Athena Doctrine “The Retail Revival is a critical read for all marketing professionals who are trying to figure out what’s next in retail… Doug Stephens does a great job of explaining why retail has evolved the way it has, and the book serves as an important, trusted guide to where it’s headed next. ” —Joe Lampertius SVP, Shopper Marketing, Momentum Worldwide and Owner, La Spezia Flavor Market “Doug Stephens has proven his right to the moniker ‘Retail Prophet.’ With careful analysis and ample examples, the author makes a compelling case for retailers to adapt, change and consequently revive their connection with consumers. Stephens presents actionable recommendations with optimism and enthusiasm—just the spoonful of sugar we need to face the necessary changes ahead.” —Kit Yarrow, Ph.D., Consumer Psychologist; Professor, Golden Gate University; Co-Author, Gen BuY: How Tweens, Teens and Twenty-Somethings are Revolutionizing Retail “Doug Stephens doesn’t just tell you why retail is in the doldrums, he tells you why retail is a major signpost for the larger troubles of our culture and provides a compelling, inspiring vision for a future of retail—and business, and society.” —Eric Garland, author of Future Inc.: How Businesses Can Anticipate and Profit from What’s Next
Curation Nation: How to Win in a World Where Consumers are Creators
Author: Steven Rosenbaum
Publisher: McGraw Hill Professional
ISBN: 0071762337
Pages: 304
Year: 2011-03-12
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Business Leaders Are Buzzing About Curation Nation “An indispensible guide to the brave new media world.” —Arianna Huffington, editor in chief, the Huffington Post “Gives me hope for the future of the Information Age. Rosenbaum argues for the growing importance of people—creative, smart, hip—who can spot trends, find patterns, and make meaning out of the flood of data that threatens to overwhelm us.” —Daniel H. Pink, New York Times bestselling author of Drive “A testament to the strategic mind of a genius and a road map for developing engaging consumer experiences by curating content around your brand.” —Bonin Bough, Global Director, Digital and Social Media, PepsiCo “Perfectly on-trend—an insightful guide to the future. So entertaining you won’t put it down.” —Chris Meyer, author of Blur “Read this book. Embrace curation, and you’ll be ready to ‘crush it’ with focus and passion in the noisy new world of massive data overload.” —Gary Vaynerchuk, New York Times bestselling author of Crush It “Provides a wealth of real-world examples of how businesses can use the Web to give their customers a valuable curated experience.” —Tony Hsieh, CEO, Zappos.com, and New York Times bestselling author of Delivering Happiness “Our best hope for sorting the good from the mediocre in our increasingly overwhelming media landscape.” —Clay Shirky, author of Cognitive Surplus and Here Comes Everybody About the Book: Let’s face it, we’re drowning in data. Our inboxes are flooded with spam, we have too many “friends” on Facebook, and our Twitter accounts have become downright unmanageable. Creating content is easy; finding what matters is hard. Fortunately, there is a new magic that makes the Web work. It’s called curation, and it enables people to sort through the digital excess and find what’s relevant. In Curation Nation, Steven Rosenbaum reveals why brands, publishers, and content entrepreneurs must embrace aggregation and curation to grow an existing business or launch a new one. In fact, he asserts that curation is the only way to be competitive in the future. Overwhelmed by too much content, people are hungry for an experience that both takes advantage of the Web’s breadth and depth and provides a measure of human sorting and filtering that search engines simply can’t achieve. In these shifting sands lies an extraordinary business opportunity: you can become a trusted source of value in an otherwise meaningless chaos of digital noise. In Curation Nation, Rosenbaum “curates the curators” by gathering together priceless insight and advice from the top thinkers in media, advertising, publishing, commerce, and Web technologies. This groundbreaking book levels the playing field, giving your business equal access to the content abundance presently driving consumer adoption of the Web. As the sheer volume of digital information in the world increases, the demand for quality and context becomes more urgent. Curation will soon be a part of your business and your digital world. Understand it now, join in early, and reap the many benefits Curation Nation has to offer. Learn more at CurationNation.org.
Being Digital
Author: Nicholas Negroponte
Publisher: Vintage
ISBN: 1101911824
Pages: 272
Year: 2015-01-21
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In lively, mordantly witty prose, Negroponte decodes the mysteries--and debunks the hype--surrounding bandwidth, multimedia, virtual reality, and the Internet, and explains why such touted innovations as the fax and the CD-ROM are likely to go the way of the BetaMax. "Succinct and readable. . . . If you suffer from digital anxiety . . . here is a book that lays it all out for you."--Newsday.
Identity is the New Money
Author: David Birch
Publisher: Do Sustainability
ISBN: 190799436X
Pages: 128
Year: 2014-04-24
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This book argues that identity and money are both changing profoundly. Because of technological change the two trends are converging so that all that we need for transacting will be our identities captured in the unique record of our online social contacts. Social networks and mobile phones are the key technologies. They will enable the building of an identity infrastructure that can enhance both privacy and security – there is no trade-off. The long-term consequences of these changes are impossible to predict, partly because how they take shape will depend on how companies take advantage of business opportunities to deliver transaction services. But one prediction made here is that cash will soon be redundant – and a good thing too. In its place we will see a proliferation of new digital currencies.
FinTech Revolution
Author: Sofie Blakstad, Robert Allen
Publisher: Springer
ISBN: 3319760149
Pages: 406
Year: 2018-06-27
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This book is a practical guide to the evolving landscape of finance, highlighting how it’s changing our relationship with money and how financial technology, together with macroeconomic and societal change, is rewriting the story of how business is done in developing economies. Financial services companies are trying to become more customer focused, but struggling to help huge customer segments, particularly in developing economies. Alternative financial models and tools are emerging, which are being embraced by consumers and incumbents. In large parts of the developing world, alternative services are leapfrogging traditional finance, meaning more and more people have access to finance without ever needing a bank. Meanwhile, the barriers around financial services companies are crumbling, as they become more reliant on integration with new providers and alternative types of service. Financial products can no longer be viewed in isolation, but as part of a service landscape that supports how people do life. This means rethinking how our businesses are designed, motivated and organised, and letting go of the old ways of thinking about supply and demand. With practical steps businesses and, in particular, financial services organisations need to take to participate in a global service ecosystem, this book will be of interest to financial professionals who work in banking, financial technology, and development finance.
Human + Machine
Author: Paul R. Daugherty, H. James Wilson
Publisher: Harvard Business Press
ISBN: 1633693872
Pages: 264
Year: 2018-03-20
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AI is radically transforming business. Are you ready? Look around you. Artificial intelligence is no longer just a futuristic notion. It's here right now--in software that senses what we need, supply chains that "think" in real time, and robots that respond to changes in their environment. Twenty-first-century pioneer companies are already using AI to innovate and grow fast. The bottom line is this: Businesses that understand how to harness AI can surge ahead. Those that neglect it will fall behind. Which side are you on? In Human + Machine, Accenture leaders Paul R. Daugherty and H. James (Jim) Wilson show that the essence of the AI paradigm shift is the transformation of all business processes within an organization--whether related to breakthrough innovation, everyday customer service, or personal productivity habits. As humans and smart machines collaborate ever more closely, work processes become more fluid and adaptive, enabling companies to change them on the fly--or to completely reimagine them. AI is changing all the rules of how companies operate. Based on the authors' experience and research with 1,500 organizations, the book reveals how companies are using the new rules of AI to leap ahead on innovation and profitability, as well as what you can do to achieve similar results. It describes six entirely new types of hybrid human + machine roles that every company must develop, and it includes a "leader’s guide" with the five crucial principles required to become an AI-fueled business. Human + Machine provides the missing and much-needed management playbook for success in our new age of AI.
Makers
Author: Chris Anderson
Publisher: Crown Business
ISBN: 0307720977
Pages: 272
Year: 2012-10-02
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Wired magazine editor and bestselling author Chris Anderson takes you to the front lines of a new industrial revolution as today’s entrepreneurs, using open source design and 3-D printing, bring manufacturing to the desktop. In an age of custom-fabricated, do-it-yourself product design and creation, the collective potential of a million garage tinkerers and enthusiasts is about to be unleashed, driving a resurgence of American manufacturing. A generation of “Makers” using the Web’s innovation model will help drive the next big wave in the global economy, as the new technologies of digital design and rapid prototyping gives everyone the power to invent -- creating “the long tail of things”.
The Greenhouse Gas Protocol
Author: World Resources Institute
Publisher: World Resources Inst
ISBN: 1569735689
Pages: 112
Year: 2004-01-01
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The GHG Protocol Corporate Accounting and Reporting Standard helps companies and other organizations to identify, calculate, and report GHG emissions. It is designed to set the standard for accurate, complete, consistent, relevant and transparent accounting and reporting of GHG emissions.